![]() Direct life insurance is life insurance that you purchase directly from an insurer, such as via its website or over the phone.In Australia, there are three main types of term life insurance (also known as death cover): What are the different types of life insurance in Australia? Depending on the insurer and policy you choose, this payment could be used to help your family pay off their debts and other living expenses, such as a home loan, other loan repayments and bills like school fees. It’s designed to help loved ones cope financially when someone passes away. Life insurance is a type of insurance policy designed to provide a lump sum payment to your beneficiaries when you die or are diagnosed with a terminal illness expected to result in death within 12 months.
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